Month: August 2025

The One Big Beautiful Bill Act (O-B-B-B-A): Beneficial Changes for Dental Professionals (Ep. 4)

The One Big Beautiful Bill Act (O-B-B-B-A): Beneficial Changes for Dental Professionals (Ep. 4)

What does the “One Big Beautiful Bill Act” mean for dentists? 

In this episode of Oral Wealth: Prosperity and Practice, Brian Swilling breaks down the sweeping tax legislation passed on July 4, 2025, explaining what’s changed, what’s permanent, and what dentists need to do now to take advantage.

Brian dives into the key provisions that matter most for high-earning healthcare professionals, including long-term tax planning clarity, new deductions, estate exemptions, business incentives, and powerful ways to fund your future with precision and flexibility.

Brian discusses:

  • Permanent tax brackets and higher standard deductions
  • Gift and estate tax exemption increases for wealth transfer
  • State and local tax (SALT) cap expansion for high-tax states
  • Deductions for seniors, charitable giving, child tax credits, and 529 plan updates
  • New business incentives and individual deductions for dentists and associates
  • How to maximize tax-deferred strategies like 401(k), profit sharing, and cash balance plans
  • And more.

Resources:

Connect with Brian Swilling:

Roth IRA earnings grow tax-free, and qualified withdrawals are also tax-free, provided certain conditions are met (e.g., the account has been open for at least 5 years and you are age 59½ or older, or meet another qualifying condition). Eligibility to contribute to a Roth IRA phases out at higher income levels. Non-qualified withdrawals of earnings may be subject to income taxes and a 10% early withdrawal penalty.

The Roadmap to Financial Wellness for Dentists (Ep. 3)

The Roadmap to Financial Wellness for Dentists (Ep. 3)

Can dentists truly navigate the financial labyrinth without succumbing to stress?

Join Dr. Jackson Sadler, Oral and maxillofacial surgeon, and Brian Swilling, registered investment advisor and founding partner of NaviPath Financial, as they bridge the gap between financial planning and dental practice management. This episode delves into common financial knowledge gaps among dental professionals, the changing landscape of dental practice ownership, and the crucial role of planning for a stable future.

Dr. Sadler and Brian explore:

  • [00:07:18] Student Loan Management and Lifestyle Choices 
  • [00:16:21] Educational Gaps in Dental Practice Management 
  • [00:21:42] Trends in Dental Service Organizations and Their Impact 
  • [00:25:11] Planning for Future Financial Stability

Resources:

  • Dr. Maya Angelou
  • Chart 1 – Areas where Dentists feel super comfortable.
  • Chart 2 – Private Practices vs. Dental Service Organizations
  • Chart 3 – Dental Practice Ownership Figures
  • Chart 4 – Insured People Going Without Dental Care

Connect with Dr. Jackson Sadler:

Connect with Brian Swilling: