Month: September 2025

The One Big Beautiful Bill Act (O-B-B-B-A) Part 2: Changes to Student Loans (Ep. 6)

The One Big Beautiful Bill Act (O-B-B-B-A) Part 2: Changes to Student Loans (Ep. 6)

The financial rules for dentists just changed, and if you don’t know the details, you could be leaving money on the table or walking into unexpected debt.

In this episode of Oral Wealth: Prosperity in Practice, Dr. Jackson Sadler and Brian Swilling unpack the latest updates to student loans, FAFSA, repayment plans, and 529 savings. These changes impact dentists, students, and parents alike — from applying to dental school, to navigating loan repayment, to planning your kids’ education.

Dr. Sadler and Brian discuss:

  • How the new FAFSA rules replace Expected Family Contribution with the Student Aid Index (SAI),  and what it means for families with multiple students in school
  • Key updates to the SAVE repayment plan, including interest forgiveness that prevents balances from ballooning
  • Why Public Service Loan Forgiveness may finally be more realistic for healthcare providers in hospitals and clinics
  • The cap on Graduate PLUS loans and how it pushes more students toward private lending, plus what to watch out for
  • Expanded use of 529 plans for tutoring, testing, and dual enrollment starting in 2026
  • And more

Resources:

Connect with Dr. Jackson Sadler:

Connect with Brian Swilling:

Avoiding Pitfalls in Your First Dental Contract (Ep. 5)

Avoiding Pitfalls in Your First Dental Contract (Ep. 5)

Think you know what’s in your dental employment contract? Think again!

Join Dr. Jackson Sadler, an oral and maxillofacial surgeon, and Brian Swilling from NaviPath Financial as they break down the ins and outs of dental employment agreements. Whether you’re signing your first contract or navigating the options for your next role, their discussion could be the difference between a successful career move and unexpected pitfalls.

Dr. Sadler and Mr. Swilling tackle everything from understanding bonus structures to the implications of non-compete clauses. With practical advice and real-life examples, this episode empowers dental professionals to negotiate their contracts with confidence and foresight.

Discover some of the key insights shared:

  • (00:04:35) Understanding bonus types: Signing bonuses vs. Retention bonuses 
  • (00:21:50) Demystifying non-compete clauses and their impact 
  • (00:28:15) The importance of clear compensation models 
  • (00:32:40) Real-life anecdotes of common pitfalls and how to avoid them

Resources:

Connect with Dr. Jackson Sadler:

Connect with Brian Swilling: