Month: December 2025
The Financial Dream Team Every Dentist Needs (And Mistakes to Avoid Without One) (Ep. 12)

The Financial Dream Team Every Dentist Needs (And Mistakes to Avoid Without One) (Ep. 12)

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Building a thriving dental career takes more than clinical expertise. It requires a well-rounded financial team.

In this episode of Oral Wealth: Prosperity In Practice, Dr. Jackson Sadler and financial advisor Brian Swilling break down the five essential professionals every dentist should have on their side to protect their time, money, and peace of mind. They cover everything from the difference between fiduciary and non-fiduciary advisors, why so many dentists make preventable tax and legal mistakes, and smart strategies to avoid burnout by outsourcing wisely.

Whether you’re just starting out or managing a growing team, you’ll walk away with a clearer understanding of who should be in your corner and why.

What to expect:

  • A plain-language breakdown of fiduciary vs. non-fiduciary advisors
  • Real examples of costly tax and legal missteps
  • How to avoid burnout by outsourcing wisely
  • Tips for building a team that protects your time, assets, and peace of mind

Discover more financial insights at www.navipathwealth.com and follow along wherever you listen to podcasts.

Connect with Dr. Jackson Sadler:

Connect with Brian Swilling:

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Beyond the 401(k): Advanced Retirement Strategies for Dentists (Ep. 11)

Beyond the 401(k): Advanced Retirement Strategies for Dentists (Ep. 11)

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Are you a practice owner facing high taxes in your peak earning years?

In this episode of Oral Wealth: Prosperity in Practice, Brian Swilling breaks down advanced retirement strategies that can help dentists and healthcare professionals reduce taxable income while accelerating long-term savings. He explains how defined benefit plans (cash balance pension plans) can be layered with 401(k)s and profit-sharing to maximize contributions, reduce taxable income, and accelerate retirement savings. Brian also shares real-world examples of practice owners saving six figures in taxes and outlines why these strategies work best for high-income earners with younger staff.

Brian discusses:

  • What a defined benefit plan (cash balance pension plan) is and how it works
  • How 401(k), profit-sharing, and defined benefit plans can layer together
  • Why these strategies are best suited for high-income practice owners with younger staff
  • Real-world examples of dentists using cash balance plans to save six figures in taxes
  • The importance of working with a CPA and financial planner to determine if this approach is right for you
  • And more

Connect with Brian Swilling:

*Roth IRA earnings grow tax-free, and qualified withdrawals are also tax-free, provided certain conditions are met (e.g., the account has been open for at least 5 years and you are age 59½ or older, or meet another qualifying condition). Eligibility to contribute to a Roth IRA phases out at higher income levels. Non-qualified withdrawals of earnings may be subject to income taxes and a 10% early withdrawal penalty.

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Know Your Worth: Why an Early Practice Valuation is Your Blueprint for Financial Success (Ep. 10)

Know Your Worth: Why an Early Practice Valuation is Your Blueprint for Financial Success (Ep. 10)

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What if your dental practice, your biggest financial and emotional asset, could be the key to unlocking your ideal next chapter instead of a “will get to it later” stressor?

In this episode, Brian Swilling sits down with Jeff Rice, Transition Sales Consultant at Henry Schein Dental Practice Transitions, to uncover why knowing your practice’s value now is your blueprint for financial freedom and professional fulfillment. They explore how a proactive strategy transforms a practice from “just a business” into a launchpad for your purpose-driven life.

Brian and Jeff discuss:

  • Why most dentists focus on clinical training but miss the business side of dentistry
  • Why an early practice valuation is your hidden advantage and how the numbers reveal green, yellow, and red flags
  • What goes into valuing a practice (financials, team stability, transferability of clinical work), and why waiting too long undermines leverage
  • The emergency exit plan (the other “LOI” – Letter of Instruction) your practice needs for life’s curveballs
  • And more

Resources:

Connect with Brian Swilling:

Connect with Guest:

About our Guest:

Jeff Rice is a seasoned dental industry professional with 25 years of experience and currently serves as a Transitions Sales Consultant for Henry Schein Dental Practice Transitions, covering North and South Carolina. He began his career at Henry Schein as a field sales consultant and shifted into practice analytics and transition consulting, helping dentists understand and optimize the value of their practice.

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