retirement planning

Tax Planning for High Earners: Smart Tax Strategies and Deductions (Ep. 13)

By Oral Wealth: Prosperity in Practice | January 8, 2026

Taxes don’t have to feel like a burden.

In this episode of Oral Wealth: Prosperity in Practice, host Brian Swilling shifts the conversation from tax stress to tax strategy, showing dentists how to turn obligations into opportunities. He walks through retirement savings foundations, smart entity choices, and practice-specific deductions that can lower your tax bill. Brian also highlights creative strategies like family employment, Roth savings for kids, and the Augusta Rule. Along the way, he explains why collaboration between your CPA and financial planner is key to long-term financial planning success.

Brian discusses:

Foundational retirement savings strategies like 401(k)s, profit sharing, and defined benefit plans
Choosing the right business entity and tax filing status for practice owners
How to maximize the Qualified Business Income Deduction (QBID) before it phases out
Practice-specific deductions, depreciation, and overlooked write-offs
Creative tax strategies, including family employment, Roth savings for kids, tax-loss harvesting, and the Augusta Rule
Why collaboration between CPAs and financial planners leads to better long-term outcomes
And more

Resources:

Connect with Brian Swilling:

*Roth IRA earnings grow tax-free, and qualified withdrawals are also tax-free, provided certain conditions are met (e.g., the account has been open for at least 5 years and you are age 59½ or older, or meet another qualifying condition). Eligibility to contribute to a Roth IRA phases out at higher income levels. Non-qualified withdrawals of earnings may be subject to income taxes and a 10% early withdrawal penalty.

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The One Big Beautiful Bill Act (O-B-B-B-A): Beneficial Changes for Dental Professionals (Ep. 4)

By Oral Wealth: Prosperity in Practice | August 21, 2025

What does the “One Big Beautiful Bill Act” mean for dentists?

In this episode of Oral Wealth: Prosperity and Practice, Brian Swilling breaks down the sweeping tax legislation passed on July 4, 2025, explaining what’s changed, what’s permanent, and what dentists need to do now to take advantage.

Brian dives into the key provisions that matter most for high-earning healthcare professionals, including long-term tax planning clarity, new deductions, estate exemptions, business incentives, and powerful ways to fund your future with precision and flexibility.

Brian discusses:

Permanent tax brackets and higher standard deductions
Gift and estate tax exemption increases for wealth transfer
State and local tax (SALT) cap expansion for high-tax states
Deductions for seniors, charitable giving, child tax credits, and 529 plan updates
New business incentives and individual deductions for dentists and associates
How to maximize tax-deferred strategies like 401(k), profit sharing, and cash balance plans
And more.

Resources:

Connect with Brian Swilling:

Roth IRA earnings grow tax-free, and qualified withdrawals are also tax-free, provided certain conditions are met (e.g., the account has been open for at least 5 years and you are age 59½ or older, or meet another qualifying condition). Eligibility to contribute to a Roth IRA phases out at higher income levels. Non-qualified withdrawals of earnings may be subject to income taxes and a 10% early withdrawal penalty.

Podcast: Play in new window | Download | Embed

Subscribe: RSS | More